Smart Contract Architecture for Gold Pegging

LumiVault ensures that its 80-tonne gold reserve is securely tokenized and fully backed by a fixed 500 million $LVT token supply.

Each $LVT = 0.16g of physical gold, representing a fractional ownership claim over legally verified reserves.

This gold peg guarantees that $LVT maintains:

• Intrinsic value

• Full redemption eligibility

• Secure and verifiable backing

🔗 Proof-of-Reserve (PoR) Protocol

The tokenization of LumiVault’s reserves is enforced through an on-chain Proof-of-Reserve (PoR) framework:

• Gold reserves are managed via multi-signature vaults operated by independent custodians

• Periodic audits are conducted to confirm physical reserves

• Oracle feeds (e.g. Chainlink) update reserve data on-chain in near real-time

• All data is publicly visible and tamper-proof, ensuring user trust and regulatory integrity

💱 Redemption via Smart Contract

Beyond investment and trading, $LVT token holders can redeem their tokens for physical gold via a dedicated redemption contract.

• Tokens are burned at redemption

• Redemption is calculated based on the current peg (1 $LVT = 0.16g)

• Minimum redemption threshold: 1,000 $LVT ▪ Ensures logistical efficiency ▪ Preserves vault stability and liquidity

This architecture enables LumiVault to maintain a secure, transparent, and decentralized linkage between physical gold and its digital representation, positioning $LVT as a next-generation real-world asset (RWA) token backed by provable value.

LumiGold Asset Tokenization Model

Real-World Gold Rights → Tokenized Claims

• Source Asset: 80 tonnes (80,000 kg) of legally registered and verifiable gold mining rights, tied to active exploration and extraction sites

• Tokenized Representation: The entire reserve is fractionalized into 500,000,000 $LVT tokens

• Backing Ratio: 1 $LVT = 0.16g of gold (Based on 80,000 kg ÷ 500M tokens)

📈 Price Peg Mechanism

The price of 1 $LVT is dynamically pegged using:

• Chainlink or LayerZero oracle feeds

• Real-time gold pricing, e.g. from PAXG market reference

• Internal reserve pricing formula ensures on-chain accuracy

🛒 Purchase & Distribution Model

• Primary Sale Only: $LVT is acquired exclusively via the official LumiVault DApp (not on DEXs yet)

• Accepted Payments: USDT, USDC, and ETH

• No Staking Rewards: LVT does not inflate via staking emissions — preserving scarcity and long-term value

Proof-of-Reserve (PoR) System

• Vault Data Transparency: On-chain access to audit reports, mining licenses, and storage documentation

• Live Oracle Sync: Constantly updated feed linking real-world vault data to on-chain indicators

• Dashboard Access: Anyone can verify live reserve backing of all circulating $LVT at any time

Redemption Through PAXG (Gold-Backed Token)

• Minimum Redemption Threshold: Users must hold ≥ 1,000 $LVT to initiate redemption

• Redemption Format: Users exchange $LVT for PAXG — a gold-pegged token redeemable for physical gold via Paxos

• Deflation Mechanism: All redeemed $LVT tokens are permanently burned, reducing total supply and increasing scarcity

Revenue & Sustainability

Without staking emissions, LumiVault’s revenue model includes:

• Direct token sales (from treasury & reserve allocations)

• Redemption service fees (in PAXG or stablecoins)

• Institutional B2B gold access deals (off-chain fiat inflow via licensing or supply contracts)

Project Overview

LumiVault is a next-generation RWA + DeFi platform developed by GMEFI Inc., aiming to tokenize real-world mining assets and make them accessible through blockchain. The project is backed by extensive mining operations across Asia and Africa, with secured rights to extract gold, precious earth metals, and other valuable minerals.

As of May 2024, LumiVault's parent company has secured long-term mining rights and is scheduled to begin gold extraction in the fourth quarter of 2025. Based on the projected daily ore processing capacity of 300 tonnes over approximately 9 years and 3 months, a total of 89.85 metric tonnes of gold is expected to be recovered. This corresponds to an average ore grade of approximately 88.6 grams per tonne, representing a total market value of around ₩10 trillion KRW (approximately $7.3 billion USD).

⛏️ The extracted gold is stored in insured third-party vaults and undergoes on-chain reserve verification. These verified reserves are then used to mint LVT tokens, which can be purchased using USDT, USDC, or ETH. Users may redeem their LVT tokens for Paxos Gold (PAXG), ensuring liquidity and real-world asset backing without speculative risk.

A key strategic decision currently under review is whether to:

1. Tokenize the mining rights themselves as Real World Assets (RWAs), enabling fractionalized ownership of land/resource rights; or

2. Retain centralized control and instead distribute mining profits as dividends to token holders.

LumiVault is committed to selecting the structure that offers maximum investor benefit while ensuring long-term sustainability, transparency, and compliance with global financial regulations.

Mining Operations & On-Site Validation

LumiVault’s foundational value proposition is built on real-world gold mining assets, which directly back LVT token liquidity and PAXG redemption. To ensure investor confidence and operational transparency, we outline below the core elements of our mining validation framework.

Smart Contract Implementation & Fractionalized Gold-Backed Rights

Smart Contract Infrastructure: Tokenization, Redemption & Proof of Reserve

LumiVault’s smart contract infrastructure is purpose-built to facilitate the secure, transparent, and immutable tokenization of physical gold reserves, while ensuring seamless on-chain redemption for real-world gold.

Gold-Backed Tokenization

• The $LVT token is fully backed by 80 tonnes of insured physical gold, with each token representing a fixed gold weight ratio. • Tokens are deployed on Ethereum Layer 2 to ensure gas efficiency and fast execution. • As new gold reserves are verified and added, corresponding $LVT tokens are minted, maintaining the 1:1 gold-backing ratio. • When users redeem tokens (min. 1,000 $LVT) for gold-backed assets, the smart contract burns the equivalent supply.

This mint-burn mechanism ensures that the circulating token supply always reflects the actual reserves held in secure custody.

On-Chain Proof of Reserve (PoR)

• LumiVault integrates real-time Proof of Reserve directly into the Dapp interface. • Gold reserves held in custody are represented by PAXG tokens — a regulated, gold-backed digital asset issued by Paxos. • Every inflow/outflow of reserves is on-chain verified and reflected transparently, enabling users to track the exact PAXG backing ratio in real time. • Smart contracts enforce hard constraints that prevent minting beyond validated reserves.

Infrastructure Principles

• ✅ No staking, no inflationary emissions

• ✅ Real asset redemption model (1,000 $LVT ↔ PAXG)

• ✅ Non-custodial, permissionless redemption

• ✅ Immutable mint/burn contract logic

Through this architecture, LumiVault transforms tokenized gold into a trust-minimized, on-chain asset class — enabling users to access, track, and redeem physical gold in a fully decentralized manner, without relying on centralized intermediaries or opaque reserves

Geo-Map of Mining Area

Right Document Extracts

Business Model + Core Value Proposition

LumiVault is not just another DeFi platform — it is a vertically integrated, real-asset-backed economic engine that fuses the world of physical gold mining with advanced digital finance. By anchoring its token economy in audited gold production and Proof-of-Reserve transparency, LumiVault delivers tangible value, deflationary economics, and real-world redemption.

Core Value Proposition LumiVault bridges the gap between crypto speculation and gold-backed stability. Users can earn, hold, and redeem $LVT tokens — each transparently backed by real gold via PAXG.

Redeem-to-Earn Model LumiVault introduces a novel "Redeem-to-Earn" model where long-term participation and holding directly convert into tangible wealth backed by gold. Unlike staking-based incentives, this model promotes organic scarcity and financial discipline.

Revenue Streams

1. Redemption Fees

   • Flat or tiered redemption fees (e.g., 10%) apply when converting $LVT to PAXG.

   • This disincentivizes short-term churn and supports treasury growth.

2. Vault Service Fees

Token Utility – $LVT

• Reserve-Backed: 1 $LVT = 0.16g of gold (via PAXG)

• Redeemable: KYC users can redeem $LVT for PAXG

• Deflationary: All redeemed $LVT tokens are burned

• Governance & Tiering: Discounts, tiered benefits, and future DAO voting rights

Target Users

• Crypto-Natives: Seek stability without leaving Web3

• Gold Enthusiasts: Desire tokenized real-world assets

• Arbitrageurs: Exploit $LVT-PAXG spreads

• Long-Term Holders: Attracted by redemption and deflationary dynamics

Key Metrics & KPIs

• Total PAXG redeemed

• User growth & DEX volume

• $LVT burn rate

• Circulating supply ratio

Strategic Vision LumiVault aims to set the global benchmark for redeemable digital assets. In contrast to hype-driven crypto models, it offers real-world value, transparency, and utility. With gold at its core, the protocol introduces a future-ready, durable DeFi model.

Mining-Based Reserve Integration

LumiVault secures its reserves not only through PAXG redemption pools but also through active mining operations in licensed areas across Southeast Asia. Each mining unit processes 300 tons of ore daily, yielding 4.8kg of gold/day. Over a 10-year horizon, cumulative gold production contributes directly to the reserve pool without inflating token supply.

This business model supports:

• Autonomous reserve expansion

• Greater redemption credibility

• Real-world asset integration without relying on third-party gold custodians alone

Mining costs, equipment upgrades, and licensing are funded through operational revenues and the treasury's strategic allocation.

Realistic Expansion Forecast

LumiVault plans to scale verified gold reserves from 80 tonnes to ~400 tonnes over a 5-year period, through mine acquisitions, operational upgrades, and third-party audits.

Expansion targets include:

• Onboarding verified mines with geological reports

• Deploying new mining units at strategic locations

• Incorporating ore-backed gold into PoR dashboards

Importantly, no token inflation will occur. The same $LVT supply will reflect higher backing, driving deflationary value growth for holders.

🤝 Strategic Partnerships & Supply Chain Security

LumiVault has established exclusive strategic partnerships with SAG Group and KHURSHEDOV K Company, two major players in the gold and rare earth metals mining and trade sector. These alliances secure a stable annual import of 17 tonnes of gold, directly backing the LumiVault ecosystem and ensuring reliable token issuance.

Uzbekistan, with over 2,100 tonnes of gold reserves valued at ~$5 trillion, serves as a critical hub for LumiVault’s asset-backed infrastructure. The Korea-Uzbekistan TIPF agreement (2023) further enhances this pipeline by facilitating trade in strategic minerals, such as those essential for electric vehicles and semiconductor manufacturing.

🏢 Introduction to Strategic Partners

🧵 SAG Group (Samarkand, Uzbekistan)

• A diversified industrial conglomerate operating in:

  • Carpet manufacturing (largest in CIS, 15M m²/year)

  • Medical infrastructure

  • Mineral exports

🏗️ KHURSHEDOV K Company

• A leading player in Uzbekistan’s rare minerals trade and industrial exports

• Set to acquire 70% ownership of LumiVault’s Uzbek operations by November 2024

• Grants LumiVault exclusive access to strategic minerals, including:

  • Gold

Backed by Uzbekistan’s modernization drive ("New Uzbekistan Strategy") and foreign investment reforms, KHURSHEDOV K’s role is key to securing regulatory compliance and deep supply-side access.

🌋 Economic Potential of Uzbekistan’s Rare Earth Metals

• 10th largest global gold reserves

• 9th in annual gold production (~100 tons/year)

• Minerals critical to:

  • Semiconductor industry (e.g. SK Hynix, Samsung)

🔧 Market Inefficiencies Solved:

• Existing issues: price volatility, multi-layered intermediaries

• LumiVault's direct sourcing offers:

  • 📉 15–20% cost savings

  • 🔐 Stable, traceable supply chain

🌐 Geopolitical & Trade Framework

• TIPF Agreement (Korea–Uzbekistan, 2023):

  • Enables strategic cooperation in mining, energy, and industrial sectors

  • Functions as a pre-FTA integration tool, streamlining investment channels

• Regional Partnerships

The Problem with Traditional Gold Investment

Despite gold’s reputation as a stable store of value, traditional methods of gold investment suffer from several inefficiencies:

• High Fees ETFs and bullion banks impose hefty management, custody, and transaction fees.

• Slow Settlement Traditional settlement processes can take several days, delaying liquidity and fund access.

• Limited Accessibility Retail investors often face minimum investment thresholds, geographical restrictions, and regulatory barriers.

The Tokenized Gold Market & Web3’s Role

The global gold market is valued at over $20 trillion, yet tokenized gold assets make up less than 1% of this total. LumiVault aims to unlock this underutilized market by combining the timeless value of gold with the efficiency and transparency of DeFi.

Through blockchain, LumiVault enables:

• On-chain gold validation

• Real-time transfers and liquidity

• Borderless access and ownership

Comparative Snapshot: LumiVault vs. Traditional Gold ETFs

Industry Challenges & LumiVault’s Solutions

The gold mining and investment industry suffers from:

• Liquidity limitations

• Lack of transparency

• Barriered access for small investors

LumiVault solves these through:

• Tokenizing 80 tonnes of proven gold reserves

• Enabling fractional ownership on-chain

• Offering DeFi liquidity mechanisms

• Bridging traditional commodities with Web3 finance

Why Tokenized Gold?

• Safe-Haven Asset Gold maintains purchasing power during inflation and market volatility.

• Consistent Global Demand Gold-backed tokens combine stability with on-chain liquidity.

• Rising Institutional Interest Funds and asset managers are allocating capital to tokenized commodities.

• Fractional Accessibility Anyone can participate in the gold market with even small amounts of crypto.

Lumi Buy — Accessing Tokenized Gold

LumiVault’s purchasing system introduces a simplified, direct interface for acquiring $LVT, the protocol’s gold-backed token.

🔗 Unlike traditional DeFi applications that rely on volatile AMMs or external liquidity pools, LumiVault eliminates intermediaries and offers a price-stable acquisition channel rooted in the live global market price of gold.

How It Works

To acquire $LVT:

1. Connect your wallet to the LumiVault DApp

2. Use supported tokens like USDT, USDC, or ETH

3. The system dynamically calculates the $LVT price using a formula: ▪ 1 $LVT = 0.16 grams of gold ▪ Based on total supply of 500 million $LVT, backed by 80,000 kg of verified gold reserves

Example: If gold is priced at $104,005.42/kg, then → 1 $LVT = $16.64

🔍 Price Transparency & Integrity

• Real-time pricing is sourced via Chainlink or equivalent oracles

• Full transparency and pricing accuracy are ensured

• Each $LVT token is pre-minted and backed 1:1 by audited physical gold reserves

Gold-Backed Tokenomics

• Token ownership = gold redemption claim

• No excess issuance beyond the vault-backed reserve

• Total supply is strictly capped, mirroring the legally verified gold reserves

Lumi Redemption – Converting Digital Gold into Gold-Backed Value

LumiVault enables token holders to redeem their $LVT holdings for gold-backed digital assets, specifically Paxos Gold (PAXG). This provides users with a seamless way to exit their position and access real-world value, without relying on speculative exchanges or waiting for physical delivery.

Redemption becomes available after holding 1,000 $LVT. This threshold ensures operational efficiency and cost-effectiveness, particularly when interacting with treasury reserves denominated in PAXG.

Upon initiating a redemption:

• The smart contract verifies the user’s balance

• The requested LVT is locked and burned permanently, reducing circulating supply

• The user receives the equivalent in PAXG, calculated via a real-time oracle feed

Conversion logic: Since 1 PAXG = 1 troy ounce of gold (≈ 31.1g), the system computes the gold equivalent of the redeemed LVT and automatically transfers the matching PAXG to the user’s wallet.

This mechanism upholds LumiVault’s commitment to:

• Full asset backing

• Transparent and auditable reserve flows

• Regulatory-compliant exit options via Paxos Trust Company

LumiVault Token – $LVT

The LumiVault Token ($LVT) is a gold-backed Real World Asset (RWA) token, representing fractional ownership of 80 tonnes of audited reserves, securely stored in insured vaults.

Key Features:

• 1 $LVT = 0.16g of gold

• Tradeable and redeemable via DeFi infrastructure

• Enables cross-chain liquidity and potential integration with DeFi yield mechanisms

• Fully backed by on-chain verified reserves and redeemable into PAXG

Lumi Pool – Liquidity & Interoperability

Lumi Pool is a purpose-built liquidity pool mechanism that enhances the trading and utility of gold-backed assets. It enables users to provide liquidity in return for:

• LP rewards

• Optional staking incentives (when applicable)

This pool infrastructure ensures that $LVT tokens remain liquid, accessible, and yield-generating across decentralized ecosystems.

Lumi Bridge powers cross-chain interoperability, enabling seamless transfer of $LVT and other tokenized assets across:

• Ethereum Layer 2 (e.g. Arbitrum, Optimism)

• Binance Smart Chain (BSC)

• Solana

• Polkadot

This results in a frictionless, multi-chain trading experience, expanding market access and usability while lowering fees and settlement delays.

Token Distribution System and Emission Model

LumiVault adopts a real-asset-based token allocation structure to ensure stability, transparency, and long-term value for $LVT holders. With a total supply of 500 million tokens, the model emphasizes gold backing and direct redemption mechanisms over inflationary staking systems.

Token Distribution System & Emission Model

LumiVault departs from traditional staking-based token emissions in favor of a real-asset redemption model, aligning value with physical gold rather than inflationary token rewards.

Redemption-Driven Utility

Instead of emitting new tokens for yield, LumiVault enables users to redeem $LVT tokens for Paxos Gold ($PAXG)—a fully regulated and gold-backed digital asset.

• Users holding 1,000 $LVT or more gain access to redeem their tokens directly into PAXG.

• $PAXG is redeemable for physical gold and backed by audited, vaulted reserves.

• This model ensures scarcity, stability, and real-world value, offering investors a tangible asset link without diluting token supply.

🛠️ Distribution Logic

• No staking emissions or inflationary mechanics exist.

• All tokens in circulation originate from the pre-defined allocation structure (see Tokenomics).

• Liquidity provisioning and exchange listing allocations (10%) are strategically deployed to support initial trading environments.

• As users accumulate $LVT through direct purchases or secondary market activity, redemption eligibility scales with holdings, incentivizing long-term participation and holding behavior.

Controlled Circulation, No Inflation

• Fixed supply: 500,000,000 $LVT

• No additional token minting or emissions

• Distribution is utility-driven, based on participation and gold claim rights—not yield farming

Token Launch Strategy

TGE Event, Sales Platform, and Listing Strategy

The LumiVault ($LVT) public sale will be conducted through Fjord Foundry, a leading decentralized launch platform specializing in curated, fair-access events. By leveraging Fjord’s transparent and decentralized environment, LumiVault ensures an open and equitable opportunity for early supporters to participate in the ecosystem.

Following the successful Token Generation Event (TGE), $LVT will be rapidly deployed across both centralized and decentralized exchanges to maximize liquidity and user access.

This synchronized strategy — combining decentralized launch, early liquidity pools, and rapid CEX access — is designed to:

• Maximize initial price discovery and trading efficiency,

• Establish strong liquidity from Day 1,

• Build early momentum across both retail and institutional channels.

📈 Token Emission Control Model

LumiVault’s token release model is structured to prioritize sustainable growth, protect market dynamics, and reward long-term participants.

Emission Mechanisms:

• Team and Advisor Allocations: Subject to cliff periods and multi-year vesting schedules, minimizing sell pressure.

• Redemption-Based Burning:

  • As users redeem $LVT for physical gold, redeemed tokens are permanently burned, progressively reducing circulating supply and supporting intrinsic token value.

This structured emission system aligns the interests of all stakeholders — ensuring that ecosystem growth, price stability, and long-term sustainability are fundamental to the evolution of LumiVault.

_{Reserve Pool Transparency & Real-Time Proof}

Real-Time Gold Reserve Architecture

In addition to its primary on-chain token economy, LumiVault maintains a dedicated gold reserve system backed exclusively by Paxos Gold ($PAXG) — a fully regulated, gold-pegged asset representing one fine troy ounce of physical gold.

All proceeds from token redemptions, internal treasury operations, and gold production are systematically converted into $PAXG. This model ensures that the ecosystem maintains full gold equivalency at all times, aligning with the project's asset-backed philosophy.

PAXG serves as the sole reserve asset, acting as both a redemption medium and a liquidity anchor.

Transparent Reserve Monitoring

LumiVault integrates real-time reserve tracking directly within its Dapp. Users will be able to:

• View the current $PAXG reserve balance • Monitor inflows from treasury operations and mined gold conversions • Verify on-chain reserve updates with transparent smart contract hooks

This system provides verifiable proof of reserve at all times, setting a transparency standard for real-world asset (RWA) backed protocols in DeFi.

Why It Matters

By anchoring reserves solely in $PAXG, LumiVault eliminates volatility risks associated with mixed-asset pools and offers users clean, auditable access to physical gold value -without dilution or opacity.

This focused reserve model supports both redemption and long-term token integrity, ensuring that every $LVT circulating in the market remains probably tied to real-world gold.

Initial Token Allocation Overview

Security & Risk Management

LumiVault is built with a security-first architecture, combining smart contract resilience, real-time reserve verification, and regulatory compliance to protect users and ensure institutional-grade integrity in gold-backed DeFi.

Smart Contract Protections

LumiVault’s smart contracts — deployed on Ethereum Layer 2 — are engineered with multiple security layers to eliminate vulnerabilities and unauthorized control:

• Multi-signature Admin Controls: Minting, burning, and gold reserve updates require approval from multiple trusted parties.

• Immutable Mint/Burn Logic: Smart contracts enforce strict 1:1 PAXG backing. Over-minting or inflation is not possible.

• No Staking or Reward Logic: The protocol avoids slashing risks, lock-ins, or gamified incentives. Instead, tokens serve as real-asset claims redeemable via $PAXG.

Reserve Proof & Transparency

• Real-time On-Chain Proof-of-Reserve (PoR): Reserves are tracked and published in real time through decentralized oracles, fully integrated into the Dapp.

• Physical Gold in Custody: Backing reserves are stored in insured, multi-signature vaults and tokenized via Paxos Gold (PAXG).

• Third-party Audits: All smart contracts undergo independent audits before mainnet launch. Reserve audits and Proof-of-Audit (PoA) records are uploaded on-chain for full transparency.

Regulatory Compliance

LumiVault enforces robust compliance standards to meet global regulatory expectations:

• KYC/AML: Required for large-scale and institutional users to prevent misuse and illicit finance.

• Regulatory Readiness: LumiVault operates with a future-proof framework to support potential licensing and institutional onboarding.

Summary

LumiVault sets a new benchmark in tokenized real-world asset (RWA) security by eliminating staking risk, maintaining full transparency of reserves, and enforcing gold-backed issuance only. Its secure, compliant, and real-asset-anchored architecture ensures $LVT remains a trustworthy digital instrument for both retail and institutional participants.

🔹 Core Team

LumiVault is led by a seasoned team of professionals with decades of experience across mining, blockchain technology, exchange infrastructure, finance, and global markets. Their combined expertise ensures the successful execution of the project’s gold-backed digital asset strategy and its long-term vision.

CEO — Alexey Drozdov (Kazakhstan)

Alexey is a seasoned executive with two decades of experience in infrastructure development and natural resources. He began his career at PSK TransStroy in Moscow as Deputy General Director for Infrastructure Development (2005–2015), before moving into mining and exploration as Director of Exploration & Development at Uguumur Alt LLC in Mongolia (2016–2018). He later served as Strategic Advisor in the Natural Resources sector with Yer-Tai LLP in Kazakhstan (2018–2023). In 2025, Alexey became CEO of LumiVault, where he leads strategic growth, mining partnerships, and RWA-backed asset innovation. 🔗 LinkedIn:

CMO — Anna Kowalska (Poland)

Anna brings 17 years of expertise in strategic marketing and brand leadership across Europe. She started at EduSoft as a Marketing Specialist (2008–2013), before advancing to Bright Media as Marketing Manager (2013–2018). She then joined NextWave as Senior Marketing Manager (2018–2023) and later served as Head of Marketing at Nordic Creative (2023–2024). In 2025, Anna became CMO of LumiVault, overseeing global marketing strategy, brand positioning, and ecosystem adoption. 🔗 LinkedIn:

CTO — Dmitri Smirnov (Estonia)

Dmitri is a technology veteran with two decades of experience in software engineering and blockchain architecture. He began as a Software Engineer at Tallinn Software House (2004–2009), later becoming Lead Programmer at Infinitum Interactive (2009–2011). He contributed as Systems Engineer at the Tallinn Open Source Initiative (2012–2018), then worked as Senior Systems Architect at ZA/UM (2018–2021). Most recently, he served as Backend Developer at MyCointainer (2021–2024). In 2025, Dmitri joined LumiVault as CTO, where he leads technical infrastructure, on-chain proof-of-reserve development, and RWA integrations.

CSO — Miroslava Petrová (Czech Republic)

Miroslava is a strategy leader with deep expertise in fintech and blockchain ecosystems. She started her career at PwC Czech Republic as a Strategy Consultant (2008–2015), then joined CoinMate.io as Business Development Manager (2015–2019). She later held senior roles as Head of Strategy at Kriptomat (2019–2023) and Senior Systems Architect at MyCointainer (2023–2024). Since 2025, Miroslava has served as CSO of LumiVault, driving long-term business strategy, exchange partnerships, and adoption in the RWA sector.

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🚀 Future Roadmap & Strategic Vision

LumiVault is positioned to become a leading player in the tokenized asset ecosystem, providing a scalable, transparent, and secure investment platform for gold-backed digital assets. 🪙🔐

LumiVault aims to redefine modern gold investment while expanding into the rare earth metals sector. The long-term roadmap includes key milestones that will:

• Strengthen market leadership in tokenized commodities

• Expand global reach through strategic partnerships and regional integrations

• Build robust infrastructure for cross-chain liquidity and redemption

• Introduce new asset classes, including tokenized rare earths and industrial metals

• Foster institutional adoption by ensuring compliance, auditability, and reserve transparency

This vision anchors LumiVault’s commitment to long-term value creation and global asset democratization.

🗺️ Roadmap Highlights

LumiVault Roadmap (2025–2026)

🧱 Q1 2025 – Foundation & Refinement

• Fully deprecate staking modules and migrate smart contracts to a PoR-only infrastructure

• Launch internal MVP of the Proof-of-Reserve (PoR) dashboard with Chainlink oracle integration

• Align frontend/DApp UI to support PoR and Swap modules only

🚀 Q3 2025 – Testnet Campaign & Launchpad

• Deploy PoR Dashboard on public testnet with wallet connectivity

• Launch community testnet campaign targeting 50,000 wallet interactions

• Begin Galxe whitelist campaign to support launchpad funnel and KYC onboarding

• Go live on Fjord Foundry for $LVT public sale

🌉 Q3 2025 – Mainnet Launch & Liquidity Setup

• Deploy $LVT on L2 mainnet

• Launch live PoR Dashboard with real-time vault & reserve metadata

• Begin onboarding top teir centralized exchange listings

• Register $LVT token on CoinGecko and CoinMarketCap

🏦 Q4 2025 – Institutional Layer & Redemption Model

• Begin onboarding institutional partners for gold-sourced USD reserves

• Launch $LVT–PAXG Swap Module and route liquidity to Uniswap/Balancer

• Initiate testing phase of off-chain LVT redemptions via PAXG-backed pools with NY-regulated custodians

• Open partnership talks with

🧾 Q1–Q2 2026 – Compliance & DAO Infrastructure

• Begin legal structuring of regulated off-ramp mechanisms (Stablecoin ↔ LVT ↔ PAXG)

• Establish KYC-verified Treasury Reserve Pool to support institutional LPs

• Transition LumiVault governance to a DAO model (Snapshot-based voting)

• Begin early testing of LVT-backed derivative products (e.g., bonds, covered vaults)

🌍 Q3–Q4 2026 – Global Expansion & Product Diversification

• Scale redemption access to South Korea, Africa, Singapore, and Switzerland

• Integrate PoR transparency into institutional dashboards with API support

• Expand RWA tokenization to include tungsten, lithium, and other strategic metals

• Host LumiVault Global Summit on decentralized gold finance and multi-asset vaulting

🌍 Future Expansion of $LVT: Multi-Asset Reserve Integration

🔎 Overview

LumiVault is designed as a dynamic, forward-compatible protocol. While its foundation is built on 80 tonnes of audited gold reserves, LumiVault is strategically expanding into additional verified gold mines and high-value mineral reserves — including tungsten, lithium, and molybdenum. 🪙 This expansion is implemented without increasing the total $LVT supply, thereby preserving token scarcity and reinforcing long-term value for holders.

⚖️ Expansion Logic & Peg Integrity

Each $LVT token represents a fractionalized claim to LumiVault’s verifiable reserve base. As verified reserves grow, the intrinsic value per token increases accordingly — creating a form of deflationary pressure that rewards long-term commitment and strengthens overall token economics.

📐 Expansion Backing Formula:

🌐 Multi-Asset Expansion Strategy

LumiVault is actively negotiating additional mining rights across Asia and Africa to expand its reserve portfolio. All new assets will be onboarded through a rigorous validation pipeline:

• Legal verification of asset ownership

• Independent geological assessments & reporting

• On-chain Proof-of-Reserve (PoR) integration via oracles

🪨 Reserve Base Expansion (Projected Assets)

• 🟡 Gold (scaling from current 80T → up to 2,000T)

• ⚫ Tungsten

• ⚪ Molybdenum

• 🔋 Lithium

Each asset class will be individually certified, uploaded to the PoR Dashboard, and made publicly auditable — ensuring on-chain transparency and real-world accountability.

🚫 No Token Inflation Model

To preserve the monetary integrity of $LVT, LumiVault enforces a fixed token supply, regardless of reserve growth.

• Reserve expansion increases intrinsic token value

• Redemption remains gold-pegged (via trusted assets like PAXG)

• Treasury operations handle onboarding costs, balancing liquidity and utility

This model protects holders from dilution while unlocking long-term upside through reserve growth.

🚛 Import Operations & Regulatory Oversight

LumiVault has assumed full operational leadership in the exclusive import and distribution of minerals from Uzbekistan, managing every aspect of its strategic partnership with KHURSHEDOV K Company.

📋 Key responsibilities include:

• Contract negotiations & purchase agreements

• Import volume planning & compliance coordination

• Logistics management & shipping supervision

• Composition analysis & quality assurance protocols

All shipments follow strict Uzbek government regulations, requiring:

• Customs & regulatory inspections

• High-purity verification

• Premium certification prior to export approval

Gold is sourced from Uzbekistan’s top-tier mining companies, including:

• Navoi Gold Mining & Metallurgical Company (NGMK)

• Almalyk Mining and Metallurgical Complex (AMMC)

LumiVault ensures secure transport, regulatory compliance, and global trade-standard quality for all imported mineral assets.

🌐 Global Market Expansion & Distribution Strategy

LumiVault is executing a targeted global expansion plan, focused on distributing tokenized gold and rare earth metals in high-demand international markets:

Primary Markets:

• 🇰🇷 South Korea

• 🇯🇵 Japan

• 🇸🇬 Singapore

• 🇨🇭 Switzerland

Export rights for these jurisdictions have been formally secured, enabling LumiVault to meet regional demand for:

• 🪙 Gold-backed financial instruments

• ⚙️ Strategic metals used in EVs, semiconductors, and aerospace

Strategic Distribution Partner: POSCO International

To ensure seamless execution, LumiVault has partnered with POSCO International, leveraging its:

• Global trade infrastructure

• Established logistics pipelines

• Regional trust networks

This partnership enables optimized delivery and clearance of Uzbek mineral exports, supporting LumiVault’s global distribution objectives with efficiency and scale.

Tokenomics & Utility

The $LVT token serves as LumiVault’s on-chain gateway to real-world gold ownership, providing fractional digital exposure to a verified 80-tonne gold reserve. Each token represents 0.16 grams of gold, tied transparently to physical inventory via licensed mining rights and authenticated through a decentralized Proof-of-Reserve (PoR) mechanism.

Unlike conventional token models based on staking yields or inflation-driven emissions, $LVT derives its core utility from redeemability and intrinsic value:

• Holders with balances over 1,000 $LVT can redeem their tokens for PAXG, a fully regulated, gold-pegged asset backed by gold stored in insured vaults in New York.

• Upon redemption, the corresponding amount of $LVT is permanently burned, introducing a deflationary mechanic that supports long-term token value.

To ensure full transparency and accountability, LumiVault provides a dedicated PoR dashboard, offering real-time data on:

• On-chain gold reserve levels

• Token supply and reserve parity

• Verification of licensed mining rights

All tokens in circulation are strictly governed by a burn-and-release model, ensuring that $LVT issuance always matches the underlying collateral — with no risk of over-minting or inflation.

In addition, $LVT is designed for seamless integration into decentralized finance ecosystems:

• Programmable and composable across smart contract protocols

• Globally accessible without intermediaries

• Cross-chain operability for broader liquidity reach

By tokenizing physical mining rights into a liquid and auditable asset, LumiVault empowers users to securely access and trade real gold on-chain — establishing a new standard for digital asset ownership in the Web3 era.

Vesting & Emission Model (Aligned with Allocation)

Unlike conventional tokenomics models that depend on artificial supply locks and vesting mechanics, LumiVault’s $LVT token economy is built on real-world collateral and transparent access.

70% of all $LVT tokens are fully backed and redeemable, representing on-chain claims against LumiVault’s physical gold reserves — currently totaling 80 tonnes. These tokens are circulating and fully liquid, allowing users to redeem gold at any time through $PAXG, without any lock-up.

Rather than emitting tokens based on inflationary rewards, LumiVault issues tokens in direct response to user demand, tightly bound to the audited gold inventory. This ensures that no excess tokens are ever introduced into the system.

There is no staking APY or speculative token farming. Instead, utility comes from the right to redeem real gold, providing built-in scarcity, price stability, and tangible asset exposure.

Through this structure, LumiVault ensures a liquid, transparent, and gold-anchored digital asset, accessible globally via a secure Web3 interface.

Allocation Overview