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Lumi Vault Ecosystem

Lumi Buy — Accessing Tokenized Gold

LumiVault’s purchasing system introduces a simplified, direct interface for acquiring $LVT, the protocol’s gold-backed token.

🔗 Unlike traditional DeFi applications that rely on volatile AMMs or external liquidity pools, LumiVault eliminates intermediaries and offers a price-stable acquisition channel rooted in the live global market price of gold.


How It Works

To acquire $LVT:

  1. Connect your wallet to the LumiVault DApp

  2. Use supported tokens like USDT, USDC, or ETH

  3. The system dynamically calculates the $LVT price using a formula: ▪ 1 $LVT = 0.16 grams of gold ▪ Based on total supply of 500 million $LVT, backed by 80,000 kg of verified gold reserves

Example: If gold is priced at $104,005.42/kg, then → 1 $LVT = $16.64


🔍 Price Transparency & Integrity

  • Real-time pricing is sourced via Chainlink or equivalent oracles

  • Full transparency and pricing accuracy are ensured

  • Each $LVT token is pre-minted and backed 1:1 by audited physical gold reserves


Gold-Backed Tokenomics

  • Token ownership = gold redemption claim

  • No excess issuance beyond the vault-backed reserve

  • Total supply is strictly capped, mirroring the legally verified gold reserves

Function
Minimum
Output Asset
Price Basis
Notes

Buy $LVT

No min

$LVT

Gold price (PAXG oracle)

USDT/USDC/ETH accepted

Redeem $LVT

1,000 LVT

PAXG

Gold price (same oracle)

Tokens burned after redemption

Lumi Redemption – Converting Digital Gold into Gold-Backed Value

LumiVault enables token holders to redeem their $LVT holdings for gold-backed digital assets, specifically Paxos Gold (PAXG). This provides users with a seamless way to exit their position and access real-world value, without relying on speculative exchanges or waiting for physical delivery.

Redemption becomes available after holding 1,000 $LVT. This threshold ensures operational efficiency and cost-effectiveness, particularly when interacting with treasury reserves denominated in PAXG.

Upon initiating a redemption:

  • The smart contract verifies the user’s balance

  • The requested LVT is locked and burned permanently, reducing circulating supply

  • The user receives the equivalent in PAXG, calculated via a real-time oracle feed

Conversion logic: Since 1 PAXG = 1 troy ounce of gold (≈ 31.1g), the system computes the gold equivalent of the redeemed LVT and automatically transfers the matching PAXG to the user’s wallet.

This mechanism upholds LumiVault’s commitment to:

  • Full asset backing

  • Transparent and auditable reserve flows

  • Regulatory-compliant exit options via Paxos Trust Company


LumiVault Token – $LVT

The LumiVault Token ($LVT) is a gold-backed Real World Asset (RWA) token, representing fractional ownership of 80 tonnes of audited reserves, securely stored in insured vaults.

Key Features:

  • 1 $LVT = 0.16g of gold

  • Tradeable and redeemable via DeFi infrastructure

  • Enables cross-chain liquidity and potential integration with DeFi yield mechanisms

  • Fully backed by on-chain verified reserves and redeemable into PAXG

Lumi Pool – Liquidity & Interoperability

Lumi Pool is a purpose-built liquidity pool mechanism that enhances the trading and utility of gold-backed assets. It enables users to provide liquidity in return for:

  • LP rewards

  • Optional staking incentives (when applicable)

This pool infrastructure ensures that $LVT tokens remain liquid, accessible, and yield-generating across decentralized ecosystems.

Lumi Bridge powers cross-chain interoperability, enabling seamless transfer of $LVT and other tokenized assets across:

  • Ethereum Layer 2 (e.g. Arbitrum, Optimism)

  • Binance Smart Chain (BSC)

  • Solana

  • Polkadot

This results in a frictionless, multi-chain trading experience, expanding market access and usability while lowering fees and settlement delays.

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