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Market Opportunity & Industry Analysis

The Problem with Traditional Gold Investment

Despite gold’s reputation as a stable store of value, traditional methods of gold investment suffer from several inefficiencies:

  • High Fees ETFs and bullion banks impose hefty management, custody, and transaction fees.

  • Slow Settlement Traditional settlement processes can take several days, delaying liquidity and fund access.

  • Limited Accessibility Retail investors often face minimum investment thresholds, geographical restrictions, and regulatory barriers.


The Tokenized Gold Market & Web3’s Role

The global gold market is valued at over $20 trillion, yet tokenized gold assets make up less than 1% of this total. LumiVault aims to unlock this underutilized market by combining the timeless value of gold with the efficiency and transparency of DeFi.

Through blockchain, LumiVault enables:

  • On-chain gold validation

  • Real-time transfers and liquidity

  • Borderless access and ownership

Comparative Snapshot: LumiVault vs. Traditional Gold ETFs

Feature
Traditional ETFs
LumiVault

Settlement Time

2–5 business days

Near-instant (on-chain)

Management Fees

0.4% – 1.0% annually

Minimal (gas fees only)

Accessibility

Limited by brokers

Global, permissionless

Physical Backing

Centralized storage

Vault-verified & tokenized reserves

Redemption Flexibility

Often restricted

Redeemable via PAXG

Yield Opportunities

None

DeFi-enabled (liquidity, farming, etc.)

Industry Challenges & LumiVault’s Solutions

The gold mining and investment industry suffers from:

  • Liquidity limitations

  • Lack of transparency

  • Barriered access for small investors

LumiVault solves these through:

  • Tokenizing 80 tonnes of proven gold reserves

  • Enabling fractional ownership on-chain

  • Offering DeFi liquidity mechanisms

  • Bridging traditional commodities with Web3 finance


Why Tokenized Gold?

  • Safe-Haven Asset Gold maintains purchasing power during inflation and market volatility.

  • Consistent Global Demand Gold-backed tokens combine stability with on-chain liquidity.

  • Rising Institutional Interest Funds and asset managers are allocating capital to tokenized commodities.

  • Fractional Accessibility Anyone can participate in the gold market with even small amounts of crypto.

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